Peoples Health Group Medicare
(HMO-POS) | 2026

The Peoples Health Group Medicare (HMO-POS) plan includes prescription drug coverage and a point-of-service (POS) option. This allows you to see providers who may not be part of the plan’s network for certain services. Our plan prioritizes the coordinated, in-network care for which Peoples Health is known.

Review Plan Benefits

Find Doctors and Medications

View Plan Documents

View Vendor List

Member Website and App | 2026

Use the member website and app for instant access to your plan and health care information—anytime, anywhere.

Member Website

Your member website makes it easy to use your plan benefits and manage your health information. Create an account to:

View plan documents
See details from your doctor visits
Find network providers and pharmacies

GET STARTED - opens in a new tab

Member App

Want plan information at your fingertips? Download your member app! Use the buttons below or search “UnitedHealthcare” in the Apple App Store® or Google Play™ store.

Plan Benefits for Peoples Health Group Medicare | 2026

The benefits below are available with this Medicare Advantage plan. For a full list of benefits, please see the Evidence of Coverage for this plan.

Page Title


Peoples Health Group Medicare (HMO-POS)	In-network	Out-of-network
Out-of-Pocket Maximum	$2,500	Does not apply
Out-of-Network Deductible	Does not apply	$2,000
Doctor Visits & NurseLine
Primary Care Provider Visit	$5	20% coinsurance
Specialist Visit*	$25	20% coinsurance
Virtual Medical Visit or 24-Hour NurseLine	$0	Available through contracted provider
Preventive Care+
Pap Smears, Pelvic Exams, Mammograms	$0	20% coinsurance
Prostate and Colorectal Cancer Screenings	$0	20% coinsurance
Bone Mass Measurement	$0	20% coinsurance
Vaccinations (COVID-19, flu, pneumonia)	$0	$0
Labs & Tests+
Lab Services, Diagnostic Tests, X-rays and Advanced Imaging (MRI, MRA, CT, CTA, PET scans, etc.)	$0	20% coinsurance
Outpatient Surgery
Outpatient Surgery (outpatient hospital or ambulatory surgical center)	$0	20% coinsurance
Inpatient Hospital Care per Admission
Inpatient Deductible	$0	Same as Medicare
Inpatient Stay per Day, for Days 1-10	$50	Same as Medicare
Inpatient Stay for Days 11 and Beyond	$0	Same as Medicare
Worldwide Emergency and Urgent Care^
Emergency Care (worldwide)	$50	$50
Urgent Care (inside the U.S.)	$10	$10
Urgent Care (outside the U.S.)	Does not apply	$50
Emergency Transportation (per one-way trip)
Emergency Ambulance Services (ground or air)	$50	$50
Home Health & Skilled Nursing Facility Care
Home Health	$0	20% coinsurance
Skilled Nursing Facility Care (semiprivate room and board, days 1-20)	$0	$0
Skilled Nursing Facility Care (semiprivate room and board, per each additional day)	$25 per day	$25 per day
Outpatient Services & Supplies
Occupational, Physical or Speech Therapy Visit*	$0	20% coinsurance
Durable Medical Equipment (wheelchairs, oxygen, etc.)	5% coinsurance	20% coinsurance
Diabetes Monitoring Supplies (test strips, monitor, etc., from a retail pharmacy or a DME provider)	$0	20% coinsurance
Mental Health & Substance Abuse Treatment
Inpatient Mental Health (days 1-10)	$50 per day	Same as Medicare
Inpatient Mental Health (days 11-90)	$0	Same as Medicare
Outpatient Mental Health or Substance Abuse Group or Individual Visit	$10	20% coinsurance
Virtual Mental Health Visit	$0	Available through contracted provider
* Referrals are required for specialist physician services, occupational therapy, physical therapy, speech-language pathology therapy and other healthcare professionals. +Office visit copay may apply. ^Emergency care copay waived if admitted to inpatient hospital care within 24 hours for the same condition.

$200 deductible for tiers 1-5

90-day supplies of maintenance medications are available at retail pharmacies and by mail order.

You will pay a maximum of $35 for each 1-month supply of Part D-covered insulin drugs through all drug payment stages, even if you haven’t paid your deductible, until you reach the Catastrophic Coverage stage where you pay $0.

You will pay a $0 copay for most Part D-covered vaccines.

Initial Coverage Period

30-Day Drug Supply

90-Day Drug Supply

Tier 1

Tier 2

$10

Tier 3

$25

$50

Tier 4

$50

$100

Tier 5

20%*

* coinsurance

The Medicare Prescription Payment Plan: If you fill several high-cost covered Part D drugs early in the year, you may want to participate in the Medicare Prescription Payment Plan. This payment plan spreads your out-of-pocket prescription drug costs over the remainder of the calendar year. Learn more about the Medicare Prescription Payment Plan.


Peoples Health Group Medicare (HMO-POS)	Your Cost
Over-the-Counter Items
$40 allowance per quarter	$0
Meals After Inpatient Hospital Stay
Up to 28 meals over 14 days	$0
Respite Care
Members diagnosed with dementia may be eligible for a maximum of 12 respite care sessions per year from the network respite care provider	$0
Fitness
Health Clubs, Online Classes and More	$0
Vision Services
Routine Eye Exam	$0
Glasses or Contact Lenses ($200 allowance)	$0
Hearing Services
Hearing Aids ($750 allowance)	$0
Routine Hearing Exam	$0
Preventive Dental
Dental - Preventive (X-rays, cleanings, exams - coverage frequency varies)	$0

Notes:

Costs listed are based on use of network providers.

Authorization is required for certain services.

Find Doctors, Medications and More | 2026

Doctors, Hospitals, Providers

Routine Vision Providers

Behavioral Health Providers

OTC Retail Locations

Fitness Center Locations

Dental Providers

Medications

Pharmacies

Hearing

Important Documents | 2026

Plan Overview for Peoples Health Group Medicare – An overview of plan benefits

Annual Notice of Changes for Peoples Health Group Medicare – A summary of plan benefit changes compared to the previous year and other important plan details

Evidence of Coverage for Peoples Health Group Medicare – Information about plan benefits, membership, covered and noncovered services, member rights and responsibilities, and other important plan details

Summary of Benefits for Peoples Health Group Medicare – A general summary of plan benefits

Vendor Information – A listing of providers offering benefit-related services